Please read these Terms of Use carefully and in their entirety before purchasing or using any books, digital products, publishing services, or content available at [your CHI Publishing website(s)] and any other affiliated site (hereinafter referred to as the “Services” or “Products”). The Products, Services, and all related content are owned by CHI Publishing, LLC (the “Company”).

1. Definitions

“Company”, “We”, “I”, “Our”, or “Us” means CHI Publishing, LLC.

“Participation”, “Participating”, “Using”, or “Use” means reading, accessing, downloading, purchasing, publishing, or otherwise engaging with our Products or Services.

“You” or “Your” means the purchaser, reader, client, or user of the Products or Services.

2. Consent

By purchasing or using any Products or Services, you implicitly and voluntarily agree to act in accordance with, agree to, and abide by these Terms of Use.

3. Disclaimer

All books, content, and publishing-related materials provided by CHI Publishing are for informational and educational purposes only. Nothing provided by the Company is intended to be, or should be construed as, legal, financial, tax, or professional advice.

You are encouraged to consult with a qualified attorney, accountant, or other professional regarding your specific legal, financial, or business situation before making decisions based on any information provided by the Company.

While we strive to ensure that our content is accurate and up to date, we make no representations or warranties that the information provided is always complete, current, or error-free. We assume no responsibility for errors or omissions, or for how the information is used by you.

4. Assumption of Risk

You agree to use your own judgment and due diligence when using any Products or Services. Your use is at your own risk. You assume full responsibility for your actions, decisions, and results arising from your use of the Products or Services.

5. Intellectual Property Ownership

All books, manuscripts, digital products, written content, designs, recordings, downloads, and other materials offered by CHI Publishing are the intellectual property of CHI Publishing, LLC and/or its licensors, unless otherwise stated.

You may not copy, reproduce, distribute, modify, publish, transmit, or create derivative works from any content without prior written permission from the Company. Any violation of this section will be pursued to the fullest extent permitted by law.

6. No Sharing

You may not share, distribute, resell, copy, or forward any digital Products or restricted content purchased from the Company to any third party.

If access credentials are provided, you may not share your login information with anyone. Any unauthorized sharing may result in immediate termination of access without refund.

7. No Claims Made Regarding Results

Any testimonials, examples, or statements of results are not guarantees of future outcomes. Publishing, writing, and business results vary based on many factors beyond our control.

We make no guarantees regarding sales, income, publishing success, readership, or any other business or creative outcome. You agree that the Company is not responsible for your results or lack thereof.

8. Disclaimer — No Warranties

The Products and Services are provided “AS IS” and “AS AVAILABLE,” without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability or fitness for a particular purpose, to the fullest extent permitted by law.

We do not warrant that the Products or Services will meet your expectations or produce any specific results.

9. Release, Indemnification, and Hold Harmless

To the fullest extent permitted by law, you agree to release, defend, indemnify, and hold harmless CHI Publishing, LLC, its owners, officers, employees, contractors, and affiliates from any and all claims, liabilities, damages, losses, or expenses arising out of or related to your purchase or use of the Products or Services, or your violation of these Terms.

10. Refund Policy

Due to the digital nature of many of our Products and the customized nature of certain publishing services, all sales are final unless otherwise stated in writing.

If you have questions or concerns about your purchase, please contact us at [email protected].

11. Arbitration Clause

If you have any dispute with the Company, you agree to first contact us at [email protected] to attempt to resolve the matter informally.

If the dispute cannot be resolved, you agree that any claim shall be submitted to binding arbitration in accordance with the rules of the American Arbitration Association (“AAA”), before a mutually agreed-upon arbitrator.

By agreeing to arbitration, you waive your right to a trial by jury. Any arbitration hearing shall take place within 30 miles of Tallahassee, Florida. The arbitrator’s award shall be final and binding and may be entered as a judgment in any court of competent jurisdiction.

12. Limitation of Liability

To the fullest extent permitted by law, CHI Publishing, LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Products or Services.

13. Payment, Purchases, and Payment Plans